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Covered Ca Enrollment

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Looking to enroll in Covered California Health Insurance? Tired of waiting on hold? Don't understand the ObamaCare Health Insurance Exchange? We are Covered California Certified Agents. There is no wait to talk with a live Covered California Certified Agent and we are available 24/7. Please give us a call any time. Some Covered California plans are as low as $1 per month. If you are not able to get through on the first try, fill out the simple form above and your worries are over. Our friendly agents will get back to you in the order the form was received. provides medical insurance through the Covered California system. We have met the stringent qualifications to be offering Covered California products and to be called Certified Insurance Agents. We provide a wide range of medical insurance to our local clients and those who connect with us across the miles via the internet.

Covered California Health Insurance Exchange begins open enrollment on November 1st, 2020. Enrollment will continue until January 31st, 2021. The CoveredCa Website and personnel are extremely busy. If you have had difficulty getting coverage, you have come to the right place. We are accepting phone calls 24/7. Or, if you don't get through on your first try, fill out the above form. Why wait on hold when you could just have us call you?

As you begin your enrollment for Covered California insurance, you will be faced with may new terms and difficult decisions. Below are some of are most frequently asked questions. For a full list see our FAQs page.

Can I still enroll in Covered California for 2021?

Yes. 2021 Open Enrollment has ended but, due to the Covid-19 pandemic, you can enroll under Special Enrollment until May 15, 2021.

Is there a penalty for not having health insurance in 2021?

Yes. Although the federal penalty has been reduced to $0, the State of California has introduced a new, State penalty, for not having coverage. The penalty is 2.5% of Adjusted Gross Income (AGI) or $695, which ever is more, for each person that does not have coverage.

Is there a fee for enrolling?

No. There is not a fee for enrolling. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.

Can I shop around and get a better price?

No. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.

When is 2021 Covered California Open Enrollment?

Open enrollment will start November 1, 2020 and continue through January 31st, 2021. If you previously had a Covered California policy you can renew your Covered Ca right now.

I heard that Covered California has been canceled. Is that true?

Covered California is alive and well. It is still providing reduced cost health insurance to over 1 million Californians.

Is Covered California my insurance company?

No, Covered California is not your insurance company. CoveredCa is the exchange created so that you can shop for and purchase health insurance from a health insurance company such as Blue Shield, Blue Cross, Health Net or Kaiser.

How can I sign up for ObamaCare?

The exchange in California that you will use to sign up for "ObamaCare" is Covered California. California chose to run its own exchange so in California you will be using a state health insurance exchange vs. a federal health insurance exchange.

Is there a difference between Covered California and ObamaCare?

No. Covered California is the name given to California's exchange. Covered Ca was created to sell the insurance dictated in the Affordable Care Act or ObamaCare.

When does Covered California Enrollment end?

The last day for CoveredCa open enrollment is January 31st, 2021.

Why is it so difficult to get through to Covered California?

There is a large volume of phone calls flooding the CoveredCa call center. If you call us we always strive to answer the phone the first time or get back to your call in less than 15 minutes.

Does Covered California Offer Dental Coverage?

Yes. Covered California has always offered dental and vision coverage to minors. As of the 2016 enrollment year, Covered California will be offering dental coverage, for an additional charge, to adult members. This coverage starts at about $13 depending on age, location, and plan selected.

Have I missed the deadline for Covered California Enrollment?

The last day for 2021 regular open enrollment is January 31, 2021. After January 31, you can only enroll in Covered Ca using special enrollment exemptions.

Site Disclosures

This web site is owned and maintained by David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, and cannot be used to contact Covered California. “Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States.