Looking to enroll in Covered CA Health Insurance? Tired of waiting on hold? Don't understand the ObamaCare Health Insurance Exchange? We are Covered California Certified Agents. There is no wait to talk with a live Covered California Certified Agent and we are available 24/7. Please give us a call any time. Some Covered Ca plans are as low as $1 per month. If you are not able to get through on the first try, fill out the simple form above and your worries are over. Our friendly agents will get back to you in the order the form was received.
CoverMe-Insurance.com provides medical insurance through the Covered California system. We have met the stringent qualifications to be offering Covered California products and to be called Certified Insurance Agents. We provide a wide range of medical insurance to our local clients and those who connect with us across the miles via the internet.
Covered California Health Insurance Exchange begins open enrollment on November 1, 2023. Enrollment will continue until January 31st, 2024. The CoveredCa Website and personnel are extremely busy. If you have had difficulty getting coverage, you have come to the right place. We are accepting phone calls 24/7. Or, if you don't get through on your first try, fill out the above form. Why wait on hold when you could just have us call you?
As you begin your enrollment for Covered Ca insurance, you will be faced with may new terms and difficult decisions. Below are some of are most frequently asked questions. For a full list see our FAQs page.
Yes. 2024 Open Enrollment will start on November 1, 2023 and continue through January 31, 2024.
Covered California, often simply referred to as "Covered CA," is the health insurance marketplace or exchange for the state of California in the United States. It was established as a result of the Affordable Care Act (ACA), also known as Obamacare, which was signed into law in 2010. Covered California serves as a platform where individuals and families can shop for and purchase health insurance plans that comply with the ACA's regulations. These plans are designed to provide essential health benefits, such as preventive care, hospitalization, prescription drugs, and maternity care. Key features and functions of Covered California include: 1. Health Insurance Plans: Covered California offers a variety of health insurance plans from different insurance companies. These plans are categorized into different tiers (Bronze, Silver, Gold, and Platinum) based on their coverage levels and costs. 2. Subsidies: Many Californians are eligible for subsidies, such as premium tax credits and cost-sharing reductions, which can make health insurance more affordable. Covered California helps individuals determine their eligibility for these subsidies and apply for them. 3. Open Enrollment: There is an annual open enrollment period during which individuals can sign up for health insurance coverage, switch plans, or make changes to their existing coverage. Outside of the open enrollment period, individuals may still be able to enroll or make changes under certain qualifying life events, such as marriage, the birth of a child, or loss of other coverage. 4. Medi-Cal: Covered California also assists eligible individuals in enrolling in Medi-Cal, California's Medicaid program, which provides free or low-cost health coverage to low-income individuals and families. 5. Consumer Assistance: Covered California provides resources and support to help individuals and families understand their health insurance options and make informed choices about their coverage. 6. Small Business Health Options Program (SHOP): Covered California also offers a marketplace for small businesses to purchase health insurance for their employees. Covered California aims to increase access to affordable health insurance coverage and reduce the number of uninsured individuals in California. It has been an important component of the broader efforts to reform and expand healthcare coverage in the United States under the ACA.
Yes. Although the federal penalty has been reduced to $0, the State of California has introduced a new, State penalty, for not having coverage. The penalty is 2.5% of Adjusted Gross Income (AGI) or $695, which ever is more, for each person that does not have coverage.
No. There is not a fee for enrolling. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.
No. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.
Open enrollment will start November 1, 2023 and continue through January 31st, 2024. If you previously had a Covered California policy you can renew your Covered Ca right now.
Covered California is alive and well. It is still providing reduced cost health insurance to over 1 million Californians.
No, Covered California is not your insurance company. CoveredCa is the exchange created so that you can shop for and purchase health insurance from a health insurance company such as Blue Shield, Blue Cross, Health Net or Kaiser.
The exchange in California that you will use to sign up for "ObamaCare" is Covered California. California chose to run its own exchange so in California you will be using a state health insurance exchange vs. a federal health insurance exchange.
No. Covered California is the name given to California's exchange. Covered Ca was created to sell the insurance dictated in the Affordable Care Act or ObamaCare.
The last day for CoveredCa open enrollment is January 31st, 2024.
There is a large volume of phone calls flooding the CoveredCa call center. If you call us we always strive to answer the phone the first time or get back to your call in less than 15 minutes.
Yes. Covered California has always offered dental and vision coverage to minors. As of the 2016 enrollment year, Covered California will be offering dental coverage, for an additional charge, to adult members. This coverage starts at about $13 depending on age, location, and plan selected.
The last day for 2024 regular open enrollment is January 31, 2023. After January 31, you can only enroll in Covered Ca using special enrollment exemptions.
This web site is owned and maintained by David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to David Michael Richardson Insurance Services, DBA Innovative Credit Insurance Solutions, and cannot be used to contact Covered California.
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